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dirtbag
climber
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Right...due to the ACA.
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dirtbag
climber
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Fact, huh?
So you know they are not hiring full time b/c of the ACA--how?
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rottingjohnny
Sport climber
mammoth lakes ca
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Ron...Take 2 of those part time jobs and file a sexual harassment suit or since you're part native , a racial discrimination suit..I can give you some pointers...rj
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dirtbag
climber
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Actually part time employment has been rising long before ACA.
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Norton
Social climber
the Wastelands
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well here is an idea,
maybe those employers in Mound, Nevada should switch to hiring Illegals instead
that way they don't even have to pay them minimum wage and they can work full time
here is a link to finding some jobs in Mound, Ron
http://www.jobs2careers.com/Jobs/l-Mound-House-NV/
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dirtbag
climber
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BTW Ron,
I'm genuinely sorry you are having trouble finding a job.
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Norton
Social climber
the Wastelands
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yes Ron, you are right, I am such a dumb ass, a boob
especially compared to you of course
looking for a job?
actually, I bet I am a lot better at it than you are, BOOB
for example, I spend the past five weeks looking for jobs for both of my little brothers in the Big Brothers program, they are now in their 30s, high school grads only so no special skills,
we have been going door to door asking employers to give them a chance and scouring all the state and country job service web sites
I think I got one of them a job this week at Starbucks, should know tomorrow
never assume what you don't know for sure is true about someone else, boob
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couchmaster
climber
pdx
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Topic Author's Reply - Mar 2, 2014 - 11:51pm PT
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Norton, now that's seriously humorous. 5 weeks? I can't say as if there is any reason you are calling Ron names to crow about such. You spent 5 weeks looking for a job and may have one (For your little brother), but you're not sure, at Starbucks.
Uhhh, what exactly are you crowing about?
J. Schmidt said: " looking for a job? actually, I bet I am a lot better at it than you are, BOOB. for example, I spend the past five weeks looking for jobs for both of my little brothers in the Big Brothers program, they are now in their 30s, high school grads only so no special skills,
we have been going door to door asking employers to give them a chance and scouring all the state and country job service web sites. I think I got one of them a job this week at Starbucks, should know tomorrow. never assume what you don't know for sure is true about someone else, boob "
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rottingjohnny
Sport climber
mammoth lakes ca
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I hear Starbucks pays a decent wage plus benny's...Good for your Norton...That being said , I think i'd have a hard time drinking out of a cup that a taxidermist had just filled...? rj
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rottingjohnny
Sport climber
mammoth lakes ca
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Ron...Hey thanks...I don't like getting stiff in public settings...rj
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madbolter1
Big Wall climber
Denver, CO
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So, on Friday we got our insurance renewal packet from Anthem. This is small-group coverage, and my company pays 100% of the premiums for its employees.
We had been assured by our agent that the small group market would not be badly affected by Obumblecare and that neither premiums nor deductibles were likely to rise.
Nope: the plan we've had is no longer available at any cost. The "closest" plan that Anthem "can" now provide raises our premiums by exactly 50.04%, and our annual deductibles are increased by 27%. And the packet denotes a whole pile of "ACA Fees" that we never paid before.
So, from my perspective, it's now official: the "Affordable" Care Act is the UNAFFORDABLE Care Act.
Seriously, how are we supposed to pay for this? Tell our employees? "Oh, sorry, but it's the Obumbalator in Chief that screwed you, not us. So, complain to HIM when we have to start making you pay a LARGE portion of your own health care premiums, which is effectively a HUGE cut in pay, because we don't have it with which to provide it."
Oh, yeah, we could get the really high deductible (I guess, equivalent to the "bronze" POS) plan. But that would still cost more than we had been paying. And, again, what do we tell our employees? "Yeah, we'll keep paying for everything, but you'd better start saving a STACK of money and keep yourself effectively self-insured, because the only Obumblecare that WE can afford means outrageously high deductibles."
I could literally go off on an EPIC rant here. It is HARD to keep it in check! But the reality has struck even our company now, and it is seriously grim!
We WANT to do right by our employees. But Obumblecare has literally left us with NO good options.
I'll be talking with our agent tomorrow to see if there's any other carrier that can do better for us than Anthem. But in Colorado, Anthem IS the major small-group carrier. At the moment we appear to be screwed. I literally do not know how we're going to float this.
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apogee
climber
Technically expert, safe belayer, can lead if easy
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"The "closest" plan that Anthem "can" now provide ..."
Ever try to actually use that policy for a significant claim? If you did, no doubt that Anthem f*#ked you six ways to Tuesday in any way they possibly could have.
If you didn't, then it's pretty hard to say whether that policy that you think was so golden was ever really worth a f*#k in the first place.
Regardless....the ACA concept was a Republican/Romney/Heritage Foundation approved idea, based on free market principles.
And that same 'free market' is f*#king you over, six ways to Tuesday.
That's the capitalist way. Thanks for voting for it!
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Chaz
Trad climber
greater Boss Angeles area
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How do we know Obamacare is worth a f*#k ?
Ever made a claim under Obamacare?
We DO know it's a hell of a lot more expensive.
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madbolter1
Big Wall climber
Denver, CO
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Ever try to actually use that policy for a significant claim? If you did, no doubt that Anthem f*#ked you six ways to Tuesday in any way they possibly could have.
If you didn't, then it's pretty hard to say whether that policy that you think was so golden was ever really worth a f*#k in the first place.
Actually, we repeatedly have. As one example, I had an emergency room visit last year for which (out of tens of thousands of dollars in charges) I paid EXACTLY the deductible amount. Anthem handled all the billings and charges, paid immediately and without question. And I paid EXACTLY the amount I expected to pay. It utterly worked and was completely hassle-free.
So, yes, the policy I had before was SWEET. And I wanted to keep the policy I had (as do ALL of our employees), just as we were repeatedly promised by the Obumblator.
That policy no longer exists, and nothing even close is affordable. THAT is the problem you need to explain to continue to support Obumblecare!
I'm only citing what I know first hand, although we ALL now know that only a TINY proportion of the supposedly 40 million uninsured are actually signing up for insurance, while MANY millions are losing the coverage they had and wanted to keep. Our cases are just a drop in the ever-filling bucket.
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HighDesertDJ
Trad climber
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madbolter posted We WANT to do right by our employees. But Obumblecare has literally left us with NO good options.
I'm not sure how many employees you have but this is a complicated issue. For starters, you can't find your old plan because a implicit part of that plan was that if the plan wouldn't cover you either taxpayers, hospitals or other insurance policy holders would. If you're having sticker shock it's because you were being subsidized by the larger system to a much greater extent than you had been.
Secondly, employer based healthcare coverage is really dumb but it is the system that the American people are most comfortable with. Treating each business as a separate pool is absurd and the small business exchanges are not terribly robust yet. There is currently no small business mandate, however, and you are free to ask your employees to look to the exchange for coverage. You might even be able to give them cash to subsidize their policies.
According to the Kaiser Subsidy Calculator http://kff.org/interactive/subsidy-calculator/ a family of 4 making $50k/year (roughly average American family) will pay a max of $3,365 on average assuming there is no additional assistance from CHIP programs and the like. If your small business plans can't do better than that then there is no reason to try to make it work and you shouldn't feel bad for getting your employees the most affordable option that provides them with adequate health coverage. The exchanges sound scary because they are new and vilified by people who refer to the law as "Obumblecare" but they are actually working and getting millions of people good, subsidized coverage.
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pyro
Big Wall climber
Calabasas
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Obumblecare
100%
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dirtbag
climber
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Sketch you're a fooking idiot.
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apogee
climber
Technically expert, safe belayer, can lead if easy
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Yep, I'll pile on.
sketch, you really are a moron.
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dirtbag
climber
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So, he's a plagiarist, too.
Hypocrite much, Dixie?
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madbolter1
Big Wall climber
Denver, CO
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If you're having sticker shock it's because you were being subsidized by the larger system to a much greater extent than you had been.
No, I think what has become clear to the middle class at this point is that we are NOW being forced to subsidize a whole pile of people that we weren't before. And, ironically, they don't seem to want what Obumblecare is pushing.
So, WE pay more anyway, and they don't even care to sign up for it.
Who wins? The insurance companies!
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