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Captain...or Skully
climber
or some such
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Sep 10, 2011 - 02:17am PT
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Dude, you KNOW yer gonna die.
Go big.
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neebee
Social climber
calif/texas
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Sep 10, 2011 - 04:44am PT
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hey there nature, say, i saw this at the faceboook, so i didn't drop in here yet...
just saw this:
And my body seems just fine. I've had a pinched nerve in my next for months now and it is a little worse today than it has been
that is what i was worried about, if you had any aches that showed up later...
glad to see you are doing okay...
god blesss...
:)
*okay, you all can get back to the complex technical stuff... :))
night, all...
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P.Rob
Social climber
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Sep 10, 2011 - 01:36pm PT
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Nature
I am a 2nd generation USAA member due to my Father being a military officer. They will blow you away at how they will deal with you. 28 years ago I totaled my car in the Valley – got more back than I paid for it & I was able to start my climbing rack. Flash forward 27 years and my car was totaled as it sat parked in front of my house. Again all got paid off plus they paid an additional $1500 for “grief”. Long story short if you have to be in a MVA of any kind you are sitting well dealing with USAA. PM if you have any questions
The following is unsolicited testimony and the author received no compensation from USAA
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James Doty
Trad climber
Phoenix, Az.
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Sep 10, 2011 - 05:44pm PT
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Some good posts from Brokedown and Juan M. I learned some things which I try to do every day.
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James Wilcox
Boulder climber
Santa Barbara
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Sep 10, 2011 - 07:21pm PT
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They will not rebrand your title.
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nature
climber
back in Tuscon Aridzona....
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Topic Author's Reply - Oct 4, 2011 - 07:51pm PT
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Got it back today. As suspect almost all the damage was cosmetic. I barely caught the end of the front aluminum bumper which is under a lot of plastic.
All OEM parts. some of them are all bright and shiny and new
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kennyt
climber
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you shoud buy a real truck. But then you wouldn't have anything to talk about here with all of these brain surgeons. HAh
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Gene
climber
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I have USAA on my cars and house. Did they make you whole? Quality of repairs and service? Hope they done good. I'd appreciate feedback.
USAA has been stellar to me.
g
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nature
climber
back in Tuscon Aridzona....
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Topic Author's Reply - Oct 4, 2011 - 11:03pm PT
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She's BEAUTIFUL!
I know and I agree. And the truck looks pretty good too, eh?
yeah, I had a team of three lawyers ensuring that everything was taken care of. $4K of lawyer fees ensured I didn't have to cover the $4700 of repairs.
Did they make you whole? Quality of repairs and service? Hope they done good. I'd appreciate feedback.
USAA has been stellar to me.
Yeah, vehicle is whole. new hood, new headlights. Service was really good. It's got a "as long as I own the vehicle" warrantee.
USAA is considered one of the best and I see why.
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nature
climber
back in Tuscon Aridzona....
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Topic Author's Reply - Oct 4, 2011 - 11:45pm PT
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eKat....
TFPU! ;-)
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thirsty
climber
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At this point it doesn't matter much, but posting anything on line pertaining to potential legal issues is a mistake. Even it you take it down a few minutes later, you can end up being obligated to disclose what you posted either under your real name or an on-line identity if litigation ensues. Anything you fail to mention in a post that you later insist is important, can be used against you.
Of course, the most important thing is your integrity, both physical and personal. Using these situations to get more compensation than you really need to make yourself whole is obviously wrong and it sounds like you wouldn't do that. Some crap has been posted here. Insurance people and their attorneys can be jerks, but they are all human beings, and almost all of them are likely to respect and work cooperatively with people who are acting with integrity. (This doesn't mean you should talk to them about substantive matters, but only that its a mistake to treat them like they are scumbags before you have had any dealings with them.)
The value of a vehicle is nothing when one party is obviously at fault. An offer to pay the full salvage value is just a reasonable and cheap way to put to rest a serious claim while incurring minimal cost. $15K for a vehicle can be a lot less than either fighting or settling an injury claim. Its also much better for the one who was not at fault to just take that money than it is to get into some hazy area of distortion and spin of possible injury scenarios in the hopes of getting more than the salvage value of the vehicle if there was no actual bodily harm.
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cragnshag
Social climber
san joser
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I have USAA auto insurance. They are not a for-profit company. If they have a good year claims-wise, then they send you a rebate check. And their rates are as low as I've seen for the coverage.
In the early '90s my 65 bug was stolen. Blue book was probably $800, but I told them that had about $3,000 in the drivetrain (1641 w/110 cam, dual Weber crabs and a freeway flyer tranny- all with less than 10k miles). I kept my receipts for all the components, but they took my word and cut me a check for $3,000.
Can't beat that. I'm still with USAA and use them for renters insurance as well.
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healyje
Trad climber
Portland, Oregon
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Had all my gear jacked out of my car even though nothing was visible in the car itself. Called USAA under my renters insurance and they said send a list of everything that was taken and what it would cost to replace it. I sort it all out, sent them the list, and they sent me a check for that amount right back - no questions asked. Hard to beat.
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