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guyman
Social climber
Moorpark, CA.
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When the Insurance Companies are close to going broke in a few years, cause of all the COSTS incured.... the BIGGEST BAILOUT in US history is going to fall squarly on us... The tax payers.... well the RICH ones, you know $60,000/year folks.
ACA = the biggest bucket of sh*t ever.
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Norton
Social climber
the Wastelands
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I don't know where it is stated in the ACA that dental insurance
it isn't, they are lying to you
6. Are dental or vision insurance plans affected by the new law?
Unfortunately, there is no dental coverage as part of Obamacare, unless you qualify for Medicaid. Some are pushing for the inclusion of vision in the new health exchanges, but it is not currently part of the plan
. http://thinkprogress.org/health/2013/09/29/2682291/#dental
and Steve, Medicare would likely be way to expensive as a universal American coverage
and that is why Medicaid is the preferred expansion for some 30 million low income
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TGT
Social climber
So Cal
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Four months ago, 6-year-old Ellie Porter was diagnosed with a rare form of cancer. While she’s been fighting for her life, her father has been fighting against ObamaCare because his family’s plan was canceled because it didn’t comply with the Affordable Care Act’s standards.
Dr. Paul Porter, Ellie’s father, joined Fox and Friends this morning. Porter says that the family was “very happy” with their insurance coverage and that Ellie’s care was being covered.
When he received word that his policy was being canceled, Porter reveals that he was frustrated and scared. “It’s just adding something for us that we didn’t need at this current time.”
The family’s current policy costs $364.13 a month while an ObamaCare-compliant policy would run them $783.75.
Ellie starts another round of chemotherapy today.
http://foxnewsinsider.com/2013/12/05/6-year-old-girl%E2%80%99s-cancer-fight-complicated-health-plan-cancellation
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A5scott
Trad climber
Chicago
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So it's true, the white house turned down IBM's offer to build the website for free, choosing to spend nearly 1 billion overseas.
scott
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Hawkeye
climber
State of Mine
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Oh dear, cragman was right ... profits, growth, investors, capital .... IT'S SOCIALISM!!!!!11111
dave, dont be a effin idiot.
when the government FORCES you to buy something then you call it what you will. socialism, perhaps not, but something altogether worse.
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Snowmassguy
Trad climber
Calirado
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Our family primary care doctor called this week with a pre recorded message stating that " because of ACA he will no longer be available to care for our family unless we join his concierge service"
So his service costs $1800 for an individual or $3500 to the family. 1700 of his patients have already signed up and 300 more spaces are available and " going fast"
He will see us until December 31 and then we are on our own.
So our family gets to pay a sh**load more each month for a premiums, greatly increased deductibles and now I need to pay an annual fee just for the right to see a good, well established primary care RD.
Sweet. Thanks Obamacare.
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Hawkeye
climber
State of Mine
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thats not the point.
frankly we really should socialize it and not force citizens to line insurance ceo wallets
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Snowmassguy
Trad climber
Calirado
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Why are people getting their panties in such a bunch over having to buy something that anyone with common sense would buy anyway?
Because insurance is now proving to be unaffordable for those that are not "rich", are self employed and make enough to not qualify for subsidies.
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i'm gumby dammit
Sport climber
da ow
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Our family primary care doctor called this week with a pre recorded message stating that " because of ACA he will no longer be available to care for our family unless we join his concierge service"
So his service costs $1800 for an individual or $3500 to the family. 1700 of his patients have already signed up and 300 more spaces are available and " going fast"
He will see us until December 31 and then we are on our own.
So our family gets to pay a sh**load more each month for a premiums, greatly increased deductibles and now I need to pay an annual fee just for the right to see a good, well established primary care RD.
Sweet. Thanks Obamacare.
i don't believe you
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Wade Icey
Trad climber
www.alohashirtrescue.com
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Daphne
Trad climber
Northern California
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Our family primary care doctor called this week with a pre recorded message stating that " because of ACA he will no longer be available to care for our family unless we join his concierge service"
So his service costs $1800 for an individual or $3500 to the family. 1700 of his patients have already signed up and 300 more spaces are available and " going fast"
He will see us until December 31 and then we are on our own.
So our family gets to pay a sh**load more each month for a premiums, greatly increased deductibles and now I need to pay an annual fee just for the right to see a good, well established primary care RD.
Sweet. Thanks Obamacare.
Doctors have been making the shift to "boutique" service for several years now. No doubt this doctor had been contemplating it for a while.
I have been a Blue Cross member for years now and they have paid my doctor and hospital very little. I haven't complained, because I am a self-employed person and medical costs are insane compared to what I bring home.
But, I do understand why doctors don't even want to participate in the system. I get reimbursed for my services (I'm a psychotherapist) at a third of the rate that is my full fee. Like doctors, I've paid thousands of dollars for continuing skill development and I consider myself to be very much worth my full fee.
I can only take a limited number of insurance clients because insurance reimburses at so low a rate. This has been the case for years, and has nothing to do with ACA. Because insurance companies are "for profit" systems, the service providers must take what the companies determine. Or we can opt out of providing. It is a terrible system. ACA says that mental health coverage is now mandatory.
One other thing, I may have a full fee that I charge and I certainly market to improve the chances that I get full-fee referrals, but I also offer a sliding scale and pro-bono appointments (very very low fee). I would rather slide my scale to the amount the insurance company reimburses me than deal with the immense hassle of insurance billing. You cannot believe how much time I spend dealing with the billing aspect of insurance.
What is it about this forum that I will spend time typing all this out, thereby being late for my dance class? Argh! I am gone.
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rottingjohnny
Sport climber
mammoth lakes ca
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Daphne..I know a contractor in June Lake with issues and would probably do a labor trade for counseling..? How bout a new house..?
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Roger Brown
climber
Oceano, California
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Correct me if I am wrong or if this has already been said. I am a bit older than most of you, but if I remember right, Medicare at one time had this huge surplus. Like really huge. Our leaders at that time decided that all that money could be put to a better use if it was put into the general fund. Well they got thier balanced budget that year and the result is history. Oh yea, Medicare is not free when you hit 65. Medicare only pays 80% and they take 100.00 a month out of your Social Security check for that. So, I pay that 100.00 plus 158.00 for the supplemental to cover that other 20%. Been working since that first job in 1960 and still working a couple jobs a year. Don't get me wrong, I ain't complaining for me. I live a pretty good life and I still have my health. Many of our seniors are just getting by, and I don't think things will be better for them any time soon. Remember, they are the ones that fought the wars and raised the next generation. You would think that their country would treat them a little better.
How many billions a year do we spend on forign aid?
Roger Brown
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Snowmassguy
Trad climber
Calirado
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gosh, you make it sound like YOUR the poor..
Will be soon if we have any health issues that require us to pay the deductible. Still responsible for 30% of expenses beyond the deductible.
We are one major illness or injury away from being poor. No different and likely closer to poor under ACA as a greater % of our pre tax income is going to health care expenses. Savings...whats that? Much rather give our savings to a giant health care company.
Maybe we can aspire to be eligible for subsidies.....wait I want to be poor?
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Curt
climber
Gold Canyon, AZ
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Our family primary care doctor called this week with a pre recorded message stating that " because of ACA he will no longer be available to care for our family unless we join his concierge service"
I'd go and find a doctor who went into medicine for some reason other than money only.
Curt
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Snowmassguy
Trad climber
Calirado
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^^^^ That is become a challenge. Primary care is a not an area that the young bright DR's are choosing to pursue after spending big bucks on Med School.
It is a shame but a truth.
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ncrockclimber
climber
The Desert Oven
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I'd go and find a doctor who went into medicine for some reason other than money only.
Curt
Unfortunately, it is getting very difficult to find that kind of doctor.
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SteveW
Trad climber
The state of confusion
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Roger
I agree totally, but I think we waste more on the military than we
do in foreign aid. Since a lot of the foreign aid is attached to
contracts for US businesses. . .
Again, Medicare for all would have been the real deal. We waste so much
money on health care administration, not actually patient care.
I'm going to be getting Medicare myself in a few years, so I'm
holding out. . . .
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TGT
Social climber
So Cal
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One more result of the"unaffordable Healthcare Tax".
The University of Minnesota had to make its healthcare plans worse in order to avoid Obamacare-related penalties.
The Affordable Care Act levels an excise tax on high-value health coverage plans, and UM would have to pay $48 million with its existing plans. Instead, the university is lowering the quality of its coverage.
“The Office of Human Resources announced in a July email that it was making changes to the UPlan, the employee healthcare program, including adding a deductible and increasing copays for primary and specialty care,” according to the Minnesota Daily. “The email said the cost increases were necessary to help the University avoid a $48 million excise tax in 2018.”
UM employees weren’t pleased with that deal, noted Campus Reform. But after UM offered a three percent salary increase, the union reluctantly agreed.
“This isn’t the deal the table committee wanted; it is better than what the University management committee had been proposing and better than what most other employee groups received,” said the union in a statement.
http://dailycaller.com/2013/12/07/thanks-obama-university-must-destroy-health-plans-to-stay-compliant/
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