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nature
climber
back in Tuscon Aridzona....
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Topic Author's Reply - Sep 3, 2011 - 09:44pm PT
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HELLO? ;)
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coastal_climber
Trad climber
British Columbia
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I just settled my car accident claim (Jan. 2011) (accident was in 2005)
A lawyer is definitely worth it. The amount you have to pay them is nothing compared to what they will get you. If you don't have one, you have to negotiate with the insurance company, and they WILL screw you. And yes we sue in Canada...
give me a shout (climbercam@gmail.com) if you want any info.
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coastal_climber
Trad climber
British Columbia
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Anyone else getting/seeing the reckless driving advertisement on supertopo?
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Toker Villain
Big Wall climber
Toquerville, Utah
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If you are a Yogi then you better watch out for Cragman.
He already nailed Booboo, and I hear he hasn't gone to his therapy sessions yet.
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Tobia
Social climber
GA
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Hopefully it isn't totaled.
Straightening your frame is not that big of a deal. If you know of a reputable body shop have them look at it and ask them what they think.
If it is totaled (how old is it) see how much replacement is before you settle.
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llk
climber
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Too funny Ron!
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ME Climb
Trad climber
Behind the Orange Curtain
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Stating you hit him has nothing to do with fault. In accident reconstruction the striking vehicle ( bullet vehicle) is always party one no matter who is at fault. Determining if a vehicle will be totalled or not is based on repair cost to vehicle value. From the picture you posted I would doubt very seriously they will total it.
Good luck!
Eric
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drljefe
climber
El Presidio San Augustin del Tucson
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Does this mean we're not hitting the Lemmon on Monday?
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Juan Maderita
Trad climber
San Diego, CA
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Ironic, all this talk, yet little discussion as to the amount of body damage. It's difficult to assess from a single photo/one angle. From the looks of it, that's what I'd call a "light fixer." How fast do you think your truck was travelling at the moment of impact? I'm guessing that you scrubbed off some speed and collided at 10 - 20 mph. For the hood to take a hit, you were probably nosediving, hard on the brakes. Did the airbag(s) deploy?
It will need a new hood, bumper face and support brackets, maybe headlight assembly, plastic grill. Maybe some misc parts like hood latch and hinge. I don't even see a mark on the left fender. Is it dented or buckled? How is the gap between the fender and door (with door closed)? Does it match the gap on the right side?
Is the core support bent (thick sheet metal cross-brace behind the grill at the approx height of the top of the radiator)? Is the radiator bent/dented? Does it drive straight, or is it out of alignment? Did the camper move forward and cause damage to the roof or back of the cab?
This looks like mostly a bolt-on parts job. Press the insurance company for Toyota OEM parts. They might try to estimate it with Taiwan parts or used parts.
I'm not in the business but have fixed a few trucks over the years and had many estimates done. My wild guess is $4K to $5K at a dealer or top price body shop. $2500 if you shop around or have connections, or DIY except for the paint work. Paint work is expensive. Paint and materials have jumped in price many times in recent years and paint is complicated with multi-stages. Add to those numbers if airbag(s) deployed.
What year & mileage is your truck, and what is the current value? The insurance company won't want to total it unless the cost of repairs approaches the value. I don't think there is any way that you have over $12K damage here.
Contrary to what some have written, you can make a case for a vehicle being worth more than the book value. Especially if you have recent receipts for new tires, or major repair like a new transmission or engine.
Get an independent estimate from a high-end body shop or Toyota dealer. Compare that estimate with the one the insurance company provides. Never trust the insurance company without doing your homework.
Even though it doesn't look like a hard hit, I'll add that you should have the frame checked. You don't want to have a frame with a diamond shape, which can easily happen with a hard hit to one corner. That can be fixed on a frame rack, but at a price.
Good luck to you.
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nature
climber
back in Tuscon Aridzona....
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Topic Author's Reply - Sep 3, 2011 - 11:01pm PT
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Less gap between door and front fender than on passenger side. Same with gap between bed and cab
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rottingjohnny
Sport climber
mammoth lakes ca
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Get a neck brace , hire a good jew-lawyer..That WWll vet served in a panzer division..
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Crimpergirl
Sport climber
Boulder, Colorado!
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Get into a crash and my first thought is always "I'm screwed". Doesn't matter if you are at fault, you are going to pay in terms of time, worry, fecking with insurance companies (I'd rather have my toes bled again than that) and other things. Sorry it happened. My wish is for minimal hassle to you.
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rockermike
Trad climber
Berkeley
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I haven't read the above, but I know that with state farm, my truck was totaled, and they gave me a low blue book offer (or something). I did my own research including the NCAA pricing guide, and a number of local adds, all of which put the value considerably higher. I sent it in and got maybe $2000 more then their first offer. Build a case. I suppose it then depends on the company. Maybe even "imply" that you are sure your whip-lashed neck will heal up just fine without 6 months of Chiro if they pay you more. lol
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Mighty Hiker
climber
Vancouver, B.C.
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Are you quite sure you don't have a sore neck or back? Whiplash would probably really interfere with yoga.
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mojede
Trad climber
Butte, America
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Don't wanna sound like a jerk, but doin' the WWII math puts him at least 80 years of age--glad that he was well insured, for YOUR sake, but realistically he is a vet that has served us proud and shouldn't endanger people on the roadway anymore.
Wrecked lots of rigs, and the insurance/total game seems to come down to knowing the ins and outs of wrecking yards, state laws regarding totalled vehices "bought back", etc...
Good luck, sorry 'bout the truck--it looked like a good rig
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WBraun
climber
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Totaled?
Does it run still?
Then it's bomber.
If the frame ain't damaged then it's bomber.
Bomber .....
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WBraun
climber
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When I was Columbia South America most of the cars I rode in looked 10 times worst than Doug's truck in this thread.
They were bomber
Enough ......
By the way Juan Maderita always has the best answers for these things .....
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mojede
Trad climber
Butte, America
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I agree with Werner, fwiw, and would take the cash and keep the truck--either have it aligned or if not possible, drive those new tires off and see how it handles.
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LuckyPink
climber
the last bivy
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right now, swap out your add ons with standard, clean up the inside of your vehicle .. detail it.. change all the fluids so they're all clean and new. Wash it. do your online research at Kbb and Edmunds for value. Meet the adjuster on tues with a clean cared for car and you'll get the best dollar. He'll look at those fluids.
usually you see so much twist on frame it's not worth keeping. Most companies take the title on the vehicle when they pay off, and do not offer a buy back for anything reasonable. Salvage title is bad news. You can follow it to the graveyard and buy back the engine or tranny if you want but none of it makes you any money. You'll get the pay off on your loan most likely.
Unfortunately , cars are not an investment, I'm the first one to cry about that. Best of Luck!
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