Obamacare.......

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John M

climber
Feb 23, 2015 - 10:22pm PT
I've never hid that I haven't climbed in more then 10 years and never was much of a climber. Health problems took me out of action. I love the outdoors and try to support those who also love it. I lived in Yosemite for the past 24 years and had many friends who were climbers. I also skied, surfed, backpacked and played as much as I could in the outdoors. i can't anymore and it bugs me a lot. I came to supertopo on the recommendation of a friend because my health really went south and I was struggling and needed to find people who had some stoke.

So whats your point Pyro? You gonna tattle tail on me now.

and my name is John.. not Jon
Reilly

Mountain climber
The Other Monrovia- CA
Feb 23, 2015 - 10:38pm PT
I know this will come as a shock wave from my mouth but the US insurance
companies should be nationalized. You can call me Adam Peron Smith now.
John M

climber
Feb 23, 2015 - 10:42pm PT
It doesn't surprise me. You have a brain.
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Feb 24, 2015 - 04:23am PT
The top ten reasons you'll know you are now taken care of by Obama's brilliant "affordable" system...

(10) I am no longer denied health insurance due to pre-existing conditions
(9) I am no longer denied health insurance due to pre-existing conditions
(8) I am no longer denied health insurance due to pre-existing conditions
(7) I am no longer denied health insurance due to pre-existing conditions
(6) I am no longer denied health insurance due to pre-existing conditions
(5) I am no longer denied health insurance due to pre-existing conditions
(4) I am no longer denied health insurance due to pre-existing conditions
(3) I am no longer denied health insurance due to pre-existing conditions
(2) I am no longer denied health insurance due to pre-existing conditions

and the best reason overall

(1) I can actually get health insurance now


I am no longer one major accident or one major illness away from bankruptcy!
EdwardT

Trad climber
Retired
Feb 24, 2015 - 04:43am PT
You seem to be confused about who your gripe is with. Before ACA, if you paid for your own insurance you were dealing with a private company. You still are. Now the contract you have with the private company must follow more regulations - regulations that overwhelmingly favor the consumer. And the consumer is you.

It's interesting to hear stories of coverage being dropped for a single hospital stay or Apogee's refused coverage over a "ridiculously minor 'pre-existing' condition". In the five years before switching to an ACA policy, I had two back surgeries. Also, my daughter spent three days in the hospital. No procedures. But they ran a bunch of expensive tests. It was a hefty bill. We kept the same coverage and our premiums increased 10-15% per year.

Before ACA, I had coverage I was happy with, at a rate I could tolerate.

Now I have significantly worse coverage, with premiums that are increasing 45 percent a year.
crankster

Trad climber
Feb 24, 2015 - 05:46am PT
pyromaniac = not a thinker. I was climbing before you were born, fool.

Exactly, Sierra Ledge Rat, exactly.
Bad Climber

climber
Feb 24, 2015 - 06:36am PT
Boy, this stuff gets acrimonious in a hurry. It seems that there are winners and losers in every system. With Obamacare, the lower income folks do have better access, but a lot of folks in the middle are now paying A LOT more for their "affordable" care. And much of that "affordable" care comes with astronomical deductibles, in some cases upwards of $10,000! Really cheap programs through colleges and universities that once covered lots of students are going away. Under Obamacare, losses to the insurance companies can be made up by the taxpayer. That's why the industry signed on. Jeez, another transfer of $$ from individuals to subsidize private industry. This kind of "wealthfare" drives me crazy.

Personally, I hate the damn insurance companies and tend towards a universal, single-payer system. The amounted of time and money doctors expend on dealing with insurance companies is hard to imagine. There has to be a better system, especially considering so much of health care is already taxpayer funded. We used to be able to put guys on the moon. You'd think we could work this out, too.

Sigh....

BAd
Roger Brown

climber
Oceano, California
Feb 24, 2015 - 06:54am PT
Pyro,
+++++
dirtbag

climber
Feb 24, 2015 - 07:16am PT
A lot of so-called horror stories have been debunked. I.e., insurance-related problems had nothing to do with some kind of Obamacare screw up. The ACA has become the scapegoat for every problem, even though in fact, it has done much to rein in costs.

Even the plaintiffs in the current supreme court ACA case have tenuous complaints:

http://www.californiahealthline.org/articles/2015/2/10/new-standing-questions-raised-over-king-v-burwell-plaintiffs

I'd bet Sketch's alleged insurance issues have nothing to do with the ACA. His whine a few pages back was ludicrous.
EdwardT

Trad climber
Retired
Feb 24, 2015 - 07:28am PT
Dirtbag,

Do you have insurance through the federal HealthCare.gov or a state-based exchange?

If so, what are your after-tax premiums?

If not, why are you so hostile about ACA criticisms?
Craig Fry

Trad climber
So Cal.
Feb 24, 2015 - 07:46am PT
The ACA could be fixed and adding more cost controls would be the first fix

But the Repubs would rather scrap it and return to the past and throw everyone off their current plan rather than help America solve any real problems
dirtbag

climber
Feb 24, 2015 - 07:53am PT
Well gee, sketch, maybe it's because I despise the fact that folks like you state "problems" that are either complete bullsh#t, inattibutable to the ACA, or are rather trivial but instead are hyped by the right wing jerkoffs you like as evidence of the law's utter failure. So try not to get but hurt when someone challenges your claims.

And to answer your question, I have had coverage through my employer for several years. I hope everyone can one day enjoy the medical benefits I enjoy.
Craig Fry

Trad climber
So Cal.
Feb 24, 2015 - 07:56am PT
Sketch, why do you care?
Would it make you happy for the ACA to fail?
Are you here just to annoy us?
Yes
dirtbag

climber
Feb 24, 2015 - 08:14am PT


Again, the only claim you presented attributable to the ACA--the delay in statements delaying refunds by a few weeks (assuming you don't bother to place a call to get the info)-is pretty minor. Everything else is speculation. Or masturbation.
Reilly

Mountain climber
The Other Monrovia- CA
Feb 24, 2015 - 08:14am PT
Товарищ Лоcь! Спасиво большое!
Продали твой Тесла сток еще?
dirtbag

climber
Feb 24, 2015 - 08:17am PT
Here it is T Hocking




EdwardT

Trad climber
Retired

Feb 23, 2015 - 12:10pm PT
Up To 1 Million Taxpayers Could See Delayed Refunds After Obamacare Snafu

http://www.forbes.com/sites/kellyphillipserb/2015/02/20/up-to-1-million-taxpayers-could-see-delayed-refunds-after-obamacare-snafu/

I just received my call.

Hooray Obamacare.
pyro

Big Wall climber
Calabasas
Feb 24, 2015 - 08:24am PT
pyromaniac I was climbing before you were born.

dude then bring ur trip reports to the table!

your "old man intimidation skill" won't work on these young generations


RB u rock!
WBraun

climber
Feb 24, 2015 - 08:25am PT
The healthcare, health insurance and drug companies are out of control

Yes criminals are running everything these days.

And fools in this thread are supporting them.

Americans are and remain stupid ......
pyro

Big Wall climber
Calabasas
Feb 24, 2015 - 08:30am PT
So whats your point Pyro? You gonna tattle tail on me now.

jo M eventually u'll just hang urself!
John M

climber
Feb 24, 2015 - 08:36am PT
So whats your point Pyro? You gonna tattle tail on me now.

jo M eventually u'll just hang urself!


thanks for the push..


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